Finance for Everyone: Smart Tools for Decision-Making (FutureLearn)

Finance for Everyone: Smart Tools for Decision-Making (FutureLearn)

Learn how the financial world works and how to manage your finances to make smarter decisions. Develop the tools to take control of your finances. From evaluating different types of loans, choosing whether to rent or buy, or deciding whether to go to university, it’s important to understand the value of each financial decision. On this six-week course from The University of Michigan, you’ll understand how the financial world works while developing the frameworks that will help you make everyday financial decisions.

Class Deals by MOOC List - Click here and see FutureLearn's Active Discounts, Deals, and Promo Codes.

Discover the Time Value of Money
If you were given the choice of receiving a lump sum now or the same lump sum in two years, which would you choose? It may seem obvious to take the lump sum now, but there’s an important concept behind why: the Time Value of Money (TVM).
This course will guide you through the many applications of finance, including TVM and how interest and compounding affect the value of money over time.
Explore smarter budgeting and financial planning
When managing limited financial resources, the biggest asset is often financial planning and smart budgeting.
You’ll look at how to effectively plan your finances and allocate scarce financial resources in a value-add way, using the skills you’ve developed to make smart choices. This course covers the benefits of saving for the future, taking a loan, and how to simplify complex financial decisions, among other things.
Understand the complex world of stocks and bonds
The stock market can be a daunting topic to dive into, but it can also be a useful tool in effectively managing your finances.
This course will take you through the basics of stocks and bonds, what they are, the benefits and drawbacks of each, and how they work in the real world.

Syllabus

Week 1: Finance for Everyone: The Basics
Week 2: Finance for Everyone: Simple Applications
Week 3: Finance for Everyone: Advanced Applications
Week 4: Finance for Everyone: Special Application: Bonds
Week 5: Finance for Everyone: Special Application: Stocks
Week 6: Wrap Up & What Next?

Go to Class
MOOC List is learner-supported. When you buy through links on our site, we may earn an affiliate commission.

Related Courses

Develop Conceptual Thinking for Problem-Solving (FutureLearn) FutureLearn
FutureLearn

Develop Conceptual Thinking for Problem-Solving (FutureLearn)

Use critical thinking and the conceptual thinking framework to approach problems effectively and communicate your solutions. Learn to solve complex problems with strategic thinking Life and business are getting faster and more complex every day. The faster pace ramps up the pressure to act quickly but this complexity demands careful, strategic, conceptual thinking, which takes time.

Jul 26th 2021
4 Weeks
Emergency Management: Risk, Incidents and Leadership (FutureLearn) FutureLearn
Coventry University

Emergency Management: Risk, Incidents and Leadership (FutureLearn)

An introduction to managing risk and providing leadership during emergency incidents. Emergency managers understand the importance of managing risks during dynamic incidents. This online course will provide you with an introduction to the concepts, issues, processes and structures relevant to the management of risk during the emergency phase of an incident.

No sessions available
2 Weeks
Probabilistic Graphical Models 1: Representation (Coursera) Coursera
Stanford University

Probabilistic Graphical Models 1: Representation (Coursera)

Probabilistic graphical models (PGMs) are a rich framework for encoding probability distributions over complex domains: joint (multivariate) distributions over large numbers of random variables that interact with each other. These representations sit at the intersection of statistics and computer science, relying on concepts from probability theory, graph algorithms, machine learning, and more. They are the basis for the state-of-the-art methods in a wide variety of applications, such as medical diagnosis, image understanding, speech recognition, natural language processing, and many, many more. They are also a foundational tool in formulating many machine learning problems.

Sep 28th 2026
5-12 Weeks
Introduction to Environmental Cost-Benefit Analysis (FutureLearn) FutureLearn
Deakin University

Introduction to Environmental Cost-Benefit Analysis (FutureLearn)

Boost your sustainability career as you gain the practical skills to conduct an environmental cost-benefit analysis. This two-week course will arm you with the skills to be able to choose and implement strategies for carbon reduction in your organisation. What’s more, you’ll gain expertise in environmental cost-benefit analysis to translate climate action into real value for your company.

Aug 28th 2023
2 Weeks
Using Virtual Scenarios to Create Effective Learning (FutureLearn) FutureLearn
St George's, University of London,Waves

Using Virtual Scenarios to Create Effective Learning (FutureLearn)

Learn how to use virtual scenarios to help people practice their decision making and prepare for real world challenges. Virtual scenarios are online educational resources which help learners explore real world decisions, making both good judgements and errors in a safe environment. They are used to prepare professionals to deal with a range of workplace challenges.

Self Paced
3 Weeks
Research Ethics and Vulnerability: Ethical Research in Adults with Impaired Decision-Making Capacity (FutureLearn) FutureLearn
University of Malaya

Research Ethics and Vulnerability: Ethical Research in Adults with Impaired Decision-Making Capacity (FutureLearn)

Learn how to conduct ethical research with adults who have impaired decision-making capacity. Effectively protect research participants with impaired decision-making capacity. It is your responsibility to protect research participants. Those who have impaired decision-making capacity are incapable of giving informed consent. They may not be able to protect their own interests and merit special consideration by researchers and research ethics committees.

Self Paced
2 Weeks
Principles of Wealth Management (FutureLearn) FutureLearn
Hanken School of Economics

Principles of Wealth Management (FutureLearn)

Introduce yourself to the world of finance and wealth management with this engaging course from the Hanken School of Economics. Learn the skills you need to grow and manage wealth over time. Relying on a strong theoretical background, this fascinating course educates you in the basic concepts of finance and wealth management - including diversification, risk and return and market efficiency - and how to grow and manage wealth over time.

Sep 2nd 2024
5-12 Weeks
Managing My Financial Journey (FutureLearn) FutureLearn
The Open University

Managing My Financial Journey (FutureLearn)

Take a journey around the UK financial marketplace: how has it changed following the financial crisis and subsequent reforms? The dramatic events of the financial crisis in the late 2000s transformed the UK financial services industry. Long established institutions went out of business, others were forced into takeovers and only the intervention of governments worldwide - courtesy of eye-watering financial recovery packages - prevented the banking industry from implosion.

No sessions available
4 Weeks
Business Ethics: An Introduction to Ethics for Business Leaders (FutureLearn) FutureLearn
Dublin City University

Business Ethics: An Introduction to Ethics for Business Leaders (FutureLearn)

Identify the role that business ethics plays within a working environment with Dublin City University. Get an introduction to the study of business ethics within a working environment. This informative course will take you through the main themes and concepts of ethics within a business context. You’ll study business ethics according to four main topics: What is ethics? What are the main ethical approaches? What is the perspective of the individual within an organisation? And what is the role of the leader and the relationship between business and society?

No sessions available
4 Weeks